AI-Powered Cost Savings for Small Businesses

The Problem

Small Businesses Are Overpaying

Small businesses lack the time, data, leverage, and expertise to know where they are overspending.

Why It's Hard

  • No internal procurement team
  • Limited pricing benchmarks
  • Vendor costs spread across contracts, invoices, and statements
  • Fragmented tools that solve only one category
  • Savings opportunities are hard to find — and harder to execute

The Result

Businesses continue paying inflated operating costs every month — with no clear path to finding or acting on savings.

The Solution

CostSavings Gives SMBs Enterprise-Level Savings Power

Large companies reduce costs with procurement teams, analytics, vendor leverage, and buying power.

CostSavings brings those same advantages to small businesses through AI-driven savings analysis, vendor optimization, GPO pricing, payroll and financial tools, employee perks, and continuous monitoring.


The Product

Core Technology Built; Platform Nearing Launch

CostSavings has developed the core technology, product foundation, and partner ecosystem needed to support a scalable savings platform.

Core Assets

01

Patent-Protected AI Technology

U.S. Patent No. 11,875,374

02

Dollar Bill™ AI Savings Engine

Built to detect savings opportunities and recommend action

03

Mobile App Foundation

iOS and Android app framework with onboarding, branding, and admin controls

04

Integrated Discount Ecosystem

Marketplace designed to deliver business and employee value

05

Platform Expansion Underway

GPO, payroll, financial services, and partner integrations in development

GTM & Distribution

Scaling Through Trusted Business Channels

CostSavings is designed to reach small businesses through partners they already trust — eliminating traditional CAC and accelerating adoption at scale.

Distribution Channels

  • ISOs / payment processors
  • Banks / credit unions
  • Accounting firms / bookkeeping networks
  • PEOs / benefits brokers
  • Trade associations
  • Vertical SaaS / POS platforms
Activation → Value → Ownership

Activate

  • Membership positioned as a built-in benefit
  • Low-friction onboarding
  • Statement-billed entry

Discover & Execute

  • AI identifies savings opportunities
  • GPO unlocks better vendor pricing
  • Payroll and services introduced

Own & Expand

  • Billing transitions in-house (for opt-out)
  • Direct customer relationship
  • Revenue expands across platform
Revenue Model

Revenue Model: Membership + Expansion Revenue

CostSavings starts with recurring membership revenue and expands ARPU through GPO, payroll, AI tools, financial services, and employee-focused offers.

ARPU Expansion

Base-Case Projections

Assumptions

  • Membership starts at $49/month, with expected movement toward ~$79/month.
  • 25%+ of users expected to generate ancillary revenue.
  • Ancillary revenue includes GPO, everyday deals, AI tools, payroll, lending, and employee offers.
Team

Experienced Operators

Our team brings deep expertise across cost savings, AI, software, and payments.


Bill Kurtzner

Co-Founder

  • 20+ years in enterprise sales and cost optimization
  • Fortune 500 client experience
  • Founded Util Auditors in 2013


Chris Panucci

Co-Founder

  • 12+ years in cost optimization and utility auditing
  • Co-founded Util Auditors in 2013
  • Built CostSavings UI/UX, CostPilot AI, and CostSavings360

Philip Loeffel

CTO

  • Founded Riptide Software; grew to $6M revenue
  • Led 6,000% revenue growth
  • Built software for commercial and military clients

Anthony Ribas

CSO

  • Payments industry veteran with 20+ years of experience
  • Built products across acquiring, issuing, gateways, POS/ERP
  • Advises on payments strategy and the CostSavings credit card program
The Ask

Raising $500K SAFE

CostSavings is raising $500K on a SAFE with a $5M valuation cap to complete product launch and scale distribution.

Current Status

  • Patent secured
  • Core AI savings technology developed
  • GPO platform built
  • Payroll functionality mostly built
  • Financial integration nearing completion
  • Mobile app foundation built
  • Discount ecosystem created
  • Initial user onboarding underway
  • Partner distribution strategy in progress

Use of Funds

  • Complete platform launch readiness
  • Build a more comprehensive customer engagement layer
  • Expand advanced AI/ML savings capabilities
  • Finalize financial services integration
  • Enhance product analytics, onboarding, and retention workflows
  • Fund marketing, partner activation, and early customer acquisition
  • Support partner success and early revenue generation

Deal Terms

Instrument: SAFE

Runway: ~10-12 months

Cash Burn: ~$40K-$48K/ month

CostSavings is building the AI-powered savings and financial services platform for small businesses — distributed through trusted partner channels and monetized through recurring, vendor, and fintech revenue.

CostSavings is a membership platform that helps businesses save money, manage spending, and access financial tools — all in one place.

Bill Kurtzner

📧 Bill@CostSavings.com

🌐 www.CostSavings.com